Minimum credit history: NoneLoan terms and conditions: Two so you’re able to five yearsLoan quantity: $step 1,five hundred so you’re able to $20,000Fees: Origination charge pertain
LendingClub
Lowest credit rating: 600Loan terminology: Three or five yearsLoan wide variety: $step one,100000 so you’re able to $40,000Fees: Origination payment from step 3% so you’re able to six%; later payment commission out-of $15 otherwise 5% of the overdue month-to-month paymentGood having: Individuals who should take a look at several lenders under one roof
LendingPoint
Minimum credit history: 580Loan words: A couple of so you can five yearsLoan amounts: $2,100 so you’re able to $twenty five,000Fees: Origination costs out-of step 3% so you’re able to six%Perfect for: Individuals who want to know quickly whenever they be considered
LightStream
Minimum credit history: 660Loan terms and conditions: A couple of to help you twelve decades to own home improvement financing; a few in order to 7 many years for all most other loansLoan numbers: $5,100000 to $100,000Fees: NoneGood to possess: Those who must borrow a good number of currency